Category Archives: Apps

GreenSky Credit-A Valuable Financial Technology Lender

GreenSky LLC (formerly called GreenSky Trade Credit, LLC) was founded in 2006 as a financial technology organization based in Atlanta. It offers technology services to merchants and banks for making loans to customers. The loans could be for healthcare, home improvement, and solar purposes. GreenSky credit program gets its funding from state-chartered, federal, and federally-insured financial companies. GreenSky credit program has lent about $5 billion from 2012 to 2016.

How does the company operate?

GreenSky company exists among fintech companies such as Lending Club Corporation since it doesn’t spend its capital on loaning processes. The company makes loans available through its GreenSky mobile app to its merchant customers ranging from retailers to self-contractors who deal with items like furniture as well as advancing home services such as window replacement and roofing. GreenSky Credit firm offers other services such as elective medical procedures and the use of credit cards to cater for the enormous projects from its customers. It provides loans to its customers at a fixed period and a fixed interest rate which has contributed to its business expansion.

Capitalization and valuation

The organization was started in 2006. In 2016, the company generated a capital of $50 million and established a lending plan of $2 billion with Cincinnati’s Fifth Third Bancorp. The move led to GreenSky being rated at $3.6 billion, an improvement in its valuation since its 2014 $300 million fund-raising round. The earlier rounds included investors like QED Investors, TPG, Iciniq Capital, Wellington Management, and DST Global.

The valuation of GreenSky Credit in 2016 groups it among the most valued privately owned startups in financial technology. In 2018, the company set its IPO stipulations to 34.09 million stocks at $21-$23.

Employment and management

Currently, the firm has employed at least 1000 staff. The main representatives include;

  • David Zalik- co-founder and CEO since 2006
  • Tim Kaliban- Chief Risk Officer and president
  • Gerry Benjamin- Vice Chairman

An overview of David Zalik

Mr. David Zalik serves as the CEO and Co-Founder of GreenSky, LLC. He is also the Chairperson of the Board of Directors. Mr. Zalik has also co-founded other organizations like Phoenix, LLC, The Rockbridge Commercial Bank, and The Resource Institute. At RockBridge Commercial Bank, David Zalik was a Director. He worked in the Board of Directors on the Marcus Community Center, Hands on Atlanta, and the Jewish Federation of Greater Atlanta.

Mr. David Zalik is a qualifier for 2016 Entrepreneur of the Year. Other awards he won include;

  • 2000- Abe Schwartz Young Leadership Award
  • 2003- Catalyst Year’s Entrepreneur Award

Talk Fusion Increases The Likelihood For Unlimited Income

One of the dreams that many entrepreneurs have when they get started on their business is to have unlimited income. However, this dream is very tricky to achieve. For one thing, people have to figure out how to market their company and the products they offer. On top of that, the platforms could be really hard to use. Many people are limited to using text methods as a means for marketing. Fortunately, there is a product that is available to make the marketing aspects easier. This product is called Talk Fusion, a video marketing and communications product.


Talk Fusion was developed by Bob Reina, an entrepreneur that has a heart for people in his community as well as plenty of others. For one thing, he is very passionate about helping people create opportunities for others. He wants to help build businesses because he understands that when businesses get built, more jobs and opportunities are created. Therefore, he wants more people to have a chance at working so that they can continue to preserve their way of life if not improve it. Talk Fusion makes it easier for entrepreneurs to build something that is successful and share the success with others.


The main features of Talk Fusion is that it enables people to use video to market their product on any platform. One of the platforms that could benefit from video is email. Talk Fusion enables people to send video emails to their customers. This makes it easier for them to market their product because they can demonstrate their product more easily in video whereas with texting and even still images, it could be a little challenging to show people how they can use the product. With all of the features and uses that Talk Fusion has, it has earned the 2016 Communications Solutions Product of the Year Award.

Handy Goes the Extra Mile

There are a lot of cleaning service businesses for homeowners to consider, but few can provide the high level of quality service that Handy Cleaning Services provides. This has become a company that has a lot of people in metropolitan cities that request services on a regular basis.

Sandy is an organization that provides a lot of different services for homeowners, and that is why people have become loyal to this business. Homeowners are finding out that they really don’t need a long list of different businesses to call for home issues. The contractors Handy have the ability to do so many different things. These contractors are experienced in areas like plumbing, TV mounting, air-conditioning, home cleaning and furniture assembly. All of these different skills will allow Handy to provide a large level of services that many other companies cannot provide.

Handy has become one of the businesses that I has survived while so many other cleaning service companies go under. This company has had a lot of big investors, and investors that were on board have definitely seen a great return on investment. Handy can easily bring in millions of dollars in the course of a week.

Handy has become an organization that has grown over time because it has so many different workers that are coming into place. This company is expanding and the founder, Osisn Hanrahan, has become a lot aware of all the great things that this company can do. He has been able to expand the brand because he realizes that there is a growing demand for contractors that have multiple skills. He has gotten people interested in his company with stellar cleaning services, but he has managed to continue building the company with more services that homeowners can request from the Handy Contractors.

Follow Handy on Facebook today!


From Handybook to Handy, Transformation of a Powerhouse

Oisin Hanrahan the founder of Handy recently said in an interview that there are no real competitions to Handy as there is no one who operates on the same scale as Handy does. Handy is currently the biggest player in this niche market and is doing its very best to remain at the forefront. Oisin Hanrahan said that the team at Handy do not focus too much on the competition, rather they focus their attention on potential ways to improve the existing service as well as add on to what is already in place. They have the lead in this 2 sided marketplace, the customer and the contractor.

In the past has been an industry that was not really understood very well. Handy has allowed the firm to bring contractors and customers onto the same page. Contractors from all walks of life can now provide their services and have a huge range of clients at their fingertips without having to go out and find the marketplace. Handy has provided the model and all people have to do is connect. Handy’s only real job is to uphold the standard of their services and make sure that the parties remain happy. In the past this was the most difficult task as Aaron Cheung of Homejoy has experienced. They were similar service to Handy’s but have since been closed due to difficulty in juggling the variables. Handy employ’s a total of 160 full time staff as well as having 10 000 contractors at their disposal. These contractors do not function as employees rather they are connected via the app to the customer. Handy handles the payment of the contractor through the app as well as providing a money back guarantee.

Follow Handy on Facebook and Twitter today!


The Last Few Months

About a year and a half ago, my grandfather was diagnosed with brain cancer. The thought of him wasting away in a hospital room was absolutely terrifying to me. There was no way that I could let this happen, I had to do something to do something to change the outcome of the situation, and I did. It cost a little bit more than I had hoped, but I set up hospice care for my grandfather so he rest peacefully at his own home until it was his time. I honestly believe that being at home during your last few months would be anyone’s dying wish.

After making sure I had found the perfect hospice worker, I than had to find a cleaning company that could help my grandfather out on a weekly and possibly even daily basis. After a week of making continuous phone calls to different agencies, I finally found the perfect match. The name of the business was called Handy. Handy had nothing but great reviews, and from what I could tell, excellent staff all the way around. My main concern was that I wanted only one person to care for my grandfather through the agency. Thankfully, Handy had no issues with placing a wonderful woman named Stacy in the slot to clean his home until his time was up.

I owe it to Handy and the lady from hospice care for making my grandfathers last few moments as easy as possible for him. Never once did he have to lift a finger to clean anything in his home and the cleaning lady was also their to lend her ear when my grandfather felt like chatting the day away. It takes a kind soul and a great company to be able to work with the elderly who are on their last few months of life. I honestly never thought I could look back at those few months and smile, but, because of Handy I can. If only everyone could do what I did for my grandfather and make his life as easy as possibly, every elderly person in the world would live in peace. Download their app for iOS and Android today!

Handy Sent Two Great Workers To Clean My Home

I got a vacuum cleaner that is so difficult to use that I gave up after trying to use it one time. I was able to get it to turn on, but I was never able to clean my home with it. I wanted someone else to clean my home because I didn’t have the time to do it anyways. I didn’t just want any person coming into my home to clean it because I wanted someone who knew exactly how a home should be cleaned, especially how I wanted my home cleaned. I was recommended to Handy services by a friend of mine.

My friend says she gets Handy cleaners out to her home every two weeks, and she couldn’t be more pleased with their services. Since my friend is very trustworthy and her home always looks beautiful, I definitely had to take her advice, and I chose to go to Handy’s website. After checking out the app, I chose to sign up for cleaning service the same week, and I made sure to have them come on the day that I’d be free to observe their work. I wanted the workers at my home by 12 PM, and the workers actually came out by 11:50 AM.

I was so impressed with the fact that Handy came on time that I already determined that I was going to give them a tip for punctuality. I told them I mostly needed vacuuming done, and I also wanted some dusting done as well. The work to be done seemed simple enough, but since I had a very big house, I knew the vacuuming would take at least half an hour to an hour, depending on how well they were going to vacuum my home. Just as I thought, they took close to an hour vacuuming my home, and I loved the work that they did.

I had some things dusted, my windows were cleaned, the baseboards were swept and cleaned, and the home was vacuumed, and I finally felt comfortable in my home for the first time in a while. They even knew how to operate my vacuum cleaner. I examined all the work that was performed by the cleaners, and it helped me to determine what I was going to tip each person. I had two persons clean my home, and they were so good that I chose to give them each a $20 tip.  Check out Handy on Facebook and Twitter today.

Cleaning Company Homejoy Files For Bankruptcy. Now What?

Another start up company in the cleaning business has filed for bankruptcy. If you watch the news you see this happening more and more with so many companies. Eighties heart-throb David Hasselhoff was hired to star in one of the commercials for Homejoy. It is uncertain if that commercial helped to lead the actions that started the chapter 11 bankruptcy. The Clorox company had something to do with the whole Homejoy and David Hasselhoff mix, but, regardless of what roles are played, the bankruptcy has been filed.

If you or someone you know is a Homejoy customer, this can leave you in a real bind. The good news is that there are many other companies who are willing and able to get you the same great service and these companies are not fighting it out with the court system. For example, if you are looking for a cleaning service with a great reputation, Handy is there to help you.

Handy is a cleaning company that has been in business for several years. The service professionals at Handy provide high quality cleaning service and chances are good that they can pick up with other cleaning services have left off. This means you will experience uninterrupted cleaning service regardless of what happens to the company you did business with in the past. If you are totally new to using a cleaning service, you are in for a pleasant experience with Handy.

The good news with Handy is they don’t limit the services they offer to just cleaning services. If you need a plumber or another type of home repair service, you can go online and book a reliable service person using the Handy app. They also offer Ikea furniture delivery and installation. This works out great for parents who have students moving into a university dorm or for anyone who is looking to move into an apartment or home. Some of the local offices use this service too. Ikea makes a small truckload of great furniture that can be used in so many situations. Having Handy do the install and the cleaning of your home or office is a great idea on so many levels.

Check out the original article below.

Irish Times Reports App Called Handy is Like Uber for Your Home

On November 13, 2015 a story in The Irish Times talked about a man from Dublin named Oisin Hanrahan, who created the company Handy (formerly Handybook). Handy is a cleaning and DIY service for your home. Much like Uber or AirBnB, Handy allows work to be performed by non-licensed, screened workers for less money than hiring a professional for the same job.

Handy was founded in 2012 and recently celebrated its one millionth booking. It is currently available in the UK, Canada and the United States.

The article states that Hanrahan teamed up with three friends in his first year at Harvard to create the company. Handy screens all of its Freelance workers through background checks, references and in-person interviews to ensure the safety and security of their product. Hanrahan says that while around 750,000 people have applied, only 3% have been accepted as Freelance workers.

The article says that Hanrahan left Ireland in 2012 for Boston, MA to pursue an MBA from Harvard University. Since then he’s started his own company that now employs 140 people in 28 cities and has raised $150 million in venture capital.

While Hanrahan never obtained his MBA his company is now worth an estimated $500 million. The piece mentions that Handy is not Hanrahan’s first business, while attending Trinity College in Dublin he started The Clearwater Group which he says was a property development business specializing in Eastern Europe. With the Clearwater Group, Hanrahan would buy, renovate and either sell or rent apartments.

Hanrahan states that working with the Clearwater Group he realized how hard it was to find basic handyman services in Hungary and other countries. This ultimately led to the idea for a service offering close-by handymen and cleaning people.

In the article Hanrahan says that the current goal for Handy is to further develop its smartphone app, enhance the service in cities it now serves and to work on spreading its availability to more cities in North America and the UK.

Find the original article here: Handy – the app that is cleaning up around the world

Handy, Home Cleaning & More!

Handy is an on call services offering to do many of your tedious household chores and much more. To begin with, they offer your typical household cleaning. This includes bedrooms, bathrooms, kitchens, and common areas. They also provide a deeper clean upon request, including options for laundry, cabinets, windows, and even inside refrigerators and cabinets. Their cleaning list seems fairly extensive. Handy will dust, wipe down counter surfaces, take out the trash and recycling, and even sanitize bathroom and kitchen areas. They also offer to do the dishes and clean all household floor surfaces. Handy doesn’t stop there, offering a multitude of services for office and vacation rental cleanings as well!

Not only does Handy offer the standard home cleaning, they also have many handyman, electrical, and plumbing solutions for those who don’t have the time or experience to complete these tasks for themselves. They will help hang wall decor, such as picture frames and shelving, even window air conditioning units. If you plan on moving into a new house, they provide help with moving furniture, even assistance in assembling it. They also offer help with simple fixes, such as loose screws, hinges, or door frames. Even interior painting, and television wall mounting. Lastly, for handyman services, they can assist you in removing or changing door locks, and hanging blinds or curtains in your home. They even offer you a simple hand in rearranging furniture, or decorating for a party or even you may be hosting. If you are pressed for time and help, Handy can be a great option for helping you complete your plans.

Plumbing problems can be a daunting task that sometimes requires the help of a professional to solve. Handy has you covered with certified professional plumbers on call to help you. From simple drains and faucets, to toilets and clogged garbage disposals they offer effective solutions to many plumbing problems with a simple call. Not only do they employ plumbers, as well as electricians to help you with those hard to reach light fixtures and ceiling fans, or non working outlets and appliances. These things can be dangerous to work with, and are usually better off left to the help of a professional in the trade.

Handy also only employs professionals that have passed a rigorous background check, so you can be sure to trust their employers in your precious home. They offer a money back guarantee if you are not satisfied with the job.

Skout Is Filled With People To Flirt With

Those who like to flirt with others, or those who are looking for love, they need to check out Skout. Although dating sites are one in a million online, Skout is a different kind of dating site. Not only is it possible to find a date through the Skout network, but it’s much more than that. The Skout network allows everyone to communicate with each other, talk to each other, have fun with each other, and get to know each other. There is no need to feel that a relationship has to be started if it starts on the Skout ( network because it’s all in good fun.

There are some that go on the Skout network as a way to get away from the everyday things that go on in their life. Skout is a great way to chat with others, even if it doesn’t lead to a relationship. Those who like to flirt, they’ll find a lot of fun on Skout because it’s known as a flirting network. Many tend to flirt with each other, whether it turns into something serious or not. It’s fun to know that someone else may have an interest in you, and on the Skout network, it’s possible to explore those interests.

Even those looking for a place to socialize, they’ll have a lot of fun on Skout. With over 220 million Skout users now on the network, there’s no way that one can be bored when using Skout. If one person doesn’t interest someone, they can easily move on to another person. There are so many different choices on the Skout network, including different things to do. Skout has several features that can be used, and in order to access all the features, Skout points must be purchased. Skout points are very useful on the Skout network.

Although Skout points are purchased with real money, they are low in cost, and very effective for those who want to flirt with others, and they can give one access to all of Skout’s features. It’s always a good idea to keep Skout points in one’s account, so that features can be purchased at any time. Anyone who is interested in traveling, they may get a kick out of the Skout Travel feature, which allows a person to virtually travel. One can virtually travel all over the globe, and they can explore places they’ve never been to before, without the high cost of plane fare. Find more about Skout on their Twitter page.