Category Archives: Apps

GreenSky Credit-A Valuable Financial Technology Lender

GreenSky LLC (formerly called GreenSky Trade Credit, LLC) was founded in 2006 as a financial technology organization based in Atlanta. It offers technology services to merchants and banks for making loans to customers. The loans could be for healthcare, home improvement, and solar purposes. GreenSky credit program gets its funding from state-chartered, federal, and federally-insured financial companies. GreenSky credit program has lent about $5 billion from 2012 to 2016.

How does the company operate?

GreenSky company exists among fintech companies such as Lending Club Corporation since it doesn’t spend its capital on loaning processes. The company makes loans available through its GreenSky mobile app to its merchant customers ranging from retailers to self-contractors who deal with items like furniture as well as advancing home services such as window replacement and roofing. GreenSky Credit firm offers other services such as elective medical procedures and the use of credit cards to cater for the enormous projects from its customers. It provides loans to its customers at a fixed period and a fixed interest rate which has contributed to its business expansion.

Capitalization and valuation

The organization was started in 2006. In 2016, the company generated a capital of $50 million and established a lending plan of $2 billion with Cincinnati’s Fifth Third Bancorp. The move led to GreenSky being rated at $3.6 billion, an improvement in its valuation since its 2014 $300 million fund-raising round. The earlier rounds included investors like QED Investors, TPG, Iciniq Capital, Wellington Management, and DST Global.

The valuation of GreenSky Credit in 2016 groups it among the most valued privately owned startups in financial technology. In 2018, the company set its IPO stipulations to 34.09 million stocks at $21-$23.

Employment and management

Currently, the firm has employed at least 1000 staff. The main representatives include;

  • David Zalik- co-founder and CEO since 2006
  • Tim Kaliban- Chief Risk Officer and president
  • Gerry Benjamin- Vice Chairman

An overview of David Zalik

Mr. David Zalik serves as the CEO and Co-Founder of GreenSky, LLC. He is also the Chairperson of the Board of Directors. Mr. Zalik has also co-founded other organizations like Phoenix, LLC, The Rockbridge Commercial Bank, and The Resource Institute. At RockBridge Commercial Bank, David Zalik was a Director. He worked in the Board of Directors on the Marcus Community Center, Hands on Atlanta, and the Jewish Federation of Greater Atlanta.

Mr. David Zalik is a qualifier for 2016 Entrepreneur of the Year. Other awards he won include;

  • 2000- Abe Schwartz Young Leadership Award
  • 2003- Catalyst Year’s Entrepreneur Award

Talk Fusion Increases The Likelihood For Unlimited Income

One of the dreams that many entrepreneurs have when they get started on their business is to have unlimited income. However, this dream is very tricky to achieve. For one thing, people have to figure out how to market their company and the products they offer. On top of that, the platforms could be really hard to use. Many people are limited to using text methods as a means for marketing. Fortunately, there is a product that is available to make the marketing aspects easier. This product is called Talk Fusion, a video marketing and communications product.


Talk Fusion was developed by Bob Reina, an entrepreneur that has a heart for people in his community as well as plenty of others. For one thing, he is very passionate about helping people create opportunities for others. He wants to help build businesses because he understands that when businesses get built, more jobs and opportunities are created. Therefore, he wants more people to have a chance at working so that they can continue to preserve their way of life if not improve it. Talk Fusion makes it easier for entrepreneurs to build something that is successful and share the success with others.


The main features of Talk Fusion is that it enables people to use video to market their product on any platform. One of the platforms that could benefit from video is email. Talk Fusion enables people to send video emails to their customers. This makes it easier for them to market their product because they can demonstrate their product more easily in video whereas with texting and even still images, it could be a little challenging to show people how they can use the product. With all of the features and uses that Talk Fusion has, it has earned the 2016 Communications Solutions Product of the Year Award.

Handy Goes the Extra Mile

There are a lot of cleaning service businesses for homeowners to consider, but few can provide the high level of quality service that Handy Cleaning Services provides. This has become a company that has a lot of people in metropolitan cities that request services on a regular basis.

Sandy is an organization that provides a lot of different services for homeowners, and that is why people have become loyal to this business. Homeowners are finding out that they really don’t need a long list of different businesses to call for home issues. The contractors Handy have the ability to do so many different things. These contractors are experienced in areas like plumbing, TV mounting, air-conditioning, home cleaning and furniture assembly. All of these different skills will allow Handy to provide a large level of services that many other companies cannot provide.

Handy has become one of the businesses that I has survived while so many other cleaning service companies go under. This company has had a lot of big investors, and investors that were on board have definitely seen a great return on investment. Handy can easily bring in millions of dollars in the course of a week.

Handy has become an organization that has grown over time because it has so many different workers that are coming into place. This company is expanding and the founder, Osisn Hanrahan, has become a lot aware of all the great things that this company can do. He has been able to expand the brand because he realizes that there is a growing demand for contractors that have multiple skills. He has gotten people interested in his company with stellar cleaning services, but he has managed to continue building the company with more services that homeowners can request from the Handy Contractors.

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From Handybook to Handy, Transformation of a Powerhouse

Oisin Hanrahan the founder of Handy recently said in an interview that there are no real competitions to Handy as there is no one who operates on the same scale as Handy does. Handy is currently the biggest player in this niche market and is doing its very best to remain at the forefront. Oisin Hanrahan said that the team at Handy do not focus too much on the competition, rather they focus their attention on potential ways to improve the existing service as well as add on to what is already in place. They have the lead in this 2 sided marketplace, the customer and the contractor.

In the past has been an industry that was not really understood very well. Handy has allowed the firm to bring contractors and customers onto the same page. Contractors from all walks of life can now provide their services and have a huge range of clients at their fingertips without having to go out and find the marketplace. Handy has provided the model and all people have to do is connect. Handy’s only real job is to uphold the standard of their services and make sure that the parties remain happy. In the past this was the most difficult task as Aaron Cheung of Homejoy has experienced. They were similar service to Handy’s but have since been closed due to difficulty in juggling the variables. Handy employ’s a total of 160 full time staff as well as having 10 000 contractors at their disposal. These contractors do not function as employees rather they are connected via the app to the customer. Handy handles the payment of the contractor through the app as well as providing a money back guarantee.

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