Category Archives: Business Leader

David Giertz Shares Advice On The Importance Of Social Security Benefits

Addressing the need for financial advisors to tackle the issue of social security with clients, David Giertz, president of Nationwide Financial’s Sales & Distribution, called attention to the impact not discussing the option with clients would bring about.


In an interview with the French Tribune, Giertz emphasized when financial advisors do not take social security retirement benefits into account during their conversation, it may result in a negative impact to both the clients and the advisors.


Giertz highlighted a recent study by Nationwide Financial Retirement Institute that determined four in five financial advisor clients would change advisors if the advisor did not include social security income in their retirement.


He went on to make it known how vital it is for advisors to discuss social security benefits with their clients as the benefits may compromise up to 40 percent of the clients income during retirement.


What’s more Giertz explained people may lose an amount equal to $300,000 in lost benefits over their retirement years should they start obtaining their retirement benefits too early.


According to Giertz while the handbook for the program contains 2,700 rules and guidelines in the social security area and many advisors find the amount overpowering, they should learn as much as possible about social security and assimilate the program into their discussions.


With more than three decades as a broker and financial advisor, Giertz began his career at Citigroup spending more than ten years starting as a financial services advisor and ending as executive vice president of sales.


He earned an MBA from the University of Miami and a BS from Millikin University.


Giertz has been involved with community organizations such as the Board of Trustees at Millikin University as well as the Board of Directors for the Girl Scouts. His interests include photography and keeping up with the industry.


Susan McGalla Is An Example Of Female Leadership

Susan McGalla is an executive consultant from Pittsburgh, Pennsylvania. She was the President of American Eagle Outfitters Inc. Susan later became the Chief Executive Officer of Wet Seal. McGalla is a board member of HFFC Inc. HFFC Inc offers real estate services and is a publicly traded company. Susan McGalla also serves on the board of the Magee-Women’s Hospital Research Institute and Foundation. She was once a trustee at the University of Pittsburgh. McGalla also held the title of Director of the Allegheny Conference on Community Development.

Susan McGalla started her personal journey at the Joseph Horne Company. She worked her way through several different management positions from the mid-80s to the mid-90s. American Eagle offered Susan the position of Divisional Merchandise Buyer for Women’s Clothing. Susan began to thrive at American Eagle Outfitters and eventually became the company’s President and Chief of Merchandising Officer. Her ability to develop brands made Susan McGalla an effective leader. She oversaw the Aerei and 77kids brands, which became a tremendous success. After leaving American Eagle Susan worked as a private consultant. HFFC Inc appointed her to the board of directors in October 2009. She took over for Ed Thomas in January 2011.

Women in corporate america are constantly looking for leadership and guidance on how to advance their careers. Susan McGagalla founded P3 Executive Consulting LLC. She is a first-hand example of how women are able to take their talent, along with natural instincts and make their desired impact on any industry. McGalla’s speaking engagements have attracted huge audiences. The Women and Girls Foundation of Pittsburgh and the Carnegie Mellon University Speaker Series for CEO’s have all worked closely with Susan McGalla. Susan understands that most women are looking for a perspective that they can trust. It is inspiring to see someone who has gone through the same struggles tell a story of such success.

Susan was inspired by her upbringing. She grew up in a house of men that included two older brothers and her father who was a football coach. Her father did not believe in giving her any special treatment because she was a female. That encouraged her to work as hard as anyone else in order to achieve the expected results. This type of upbringing gave Susan the ability to be comfortable working around powerful men and powerful women. She believes that these experiences instilled confidence, which resulted in much of her success.

Top highlights on Ressler and Goldenberg’s

Ressler and Goldenberg’s friendship is one that formed one powerful alliance. This alliance brought about many successes for the two friends. Their brand, incorporating technology, fashion trends, and needs of clients, has been successful in business since its creation.


The two pals met at Intermix media where they both separately sold their businesses to the company. Adam sold his gaming advertisement site to them and was retained to work as a Vice president and chief operating officer. Don, later on, went to sell his company, a site focused on fitness that helped many companies generate money. With their budding friendship, they began a business that focused on fashion innovation online. Two factors: trends drove Their inspiration and complain areas. Plainly focusing on fashion may not exactly get customers what they need, this disappoints clients. Clients go through quite a process trying to get just the right style in their preferred color and size. It is not easy; it involves going through online pages and visiting several stores. This is why the two partners and friends started an online service with personalized offers. Their business ventures became successful. They would provide members with attractive promotional offers. Those joining their business would have to state their details in their profile, with these; the business can collect their preferences.


When advertising their products, they use women of different sizes, a move that shows their support for all women types. Their product ranges from shirts, leggings, bras and other athletic items all of which come in high-quality makeup. These items are very flexible. They offer members special discounts, a great way to woe them. With their products, clients are sure to find products that are well suited to their needs and preferences. In their Ad campaigns, they used Kate Hudson, the company’s co-founder. The actress also very much believes in keeping fit and in a healthy lifestyle. She helped inspire women to appreciate their unique differences.


The company had acquired over a million members since its inception four years ago. The demand for their products is also increasing; this is why they decided to open up stores all over the country. All shopping in these stores is technology based. What do I mean? Whenever a client enters the store, they get scanned and matched to their member profiles. They then receive suggestions of what to buy and where to find it. This maximizes the shopping experience. This is also beneficial to the organization since they could use the results from shopping to track how stocks move. They can then restock appropriately so that they do not run out of stock at any point.