Category Archives: Inspiring

David Giertz Talks about Social Security on WSJ Wealth Adviser

David Giertz or otherwise known as Dave Giertz is a FINRA-registered broker with a vast record of accomplishment on Instagram. Currently, he serves as the president of the Nationwide Financial Distributors at Nationwide Financial. For this reason, he is widely consulted on financial matters or issues affecting the financial sector.

Veronica Dagher, a Wall Street Journal Wealth Adviser columnist, held an interview with David Giertz. The Interview mainly touched on the necessity of financial advisers like David to talk to their customers on matters about social security. A survey executed by the Nationwide Financial Retirement Institute by revealed that most advisers were not talking to their clients about social security. In fact, four out of five customers claimed that they would switch their adviser if they did not advise them on social security.

According to David, the complexity of the social security handbook was the main reason why advisers were avoiding the topic. The handbook has 2700 rules, which makes it even more complex. Financial advisers need to take the social security issue seriously since it could make up to 40% of their client’s income retirement planning process.

Read more: These big mistakes will result in smaller Social Security checks

About David Giertz

David Giertz is a prominent financial advisor currently working with the Nationwide Investment Services Corporation situated in Dublin, Ohio. He commands considerable professional respect in the financial world due to his vast experience spanning for more than 30 years. His illustrious career kick started at Skokie Federal Savings in Skokie Illinois. He joined Nationwide in 1999 after working for several financial companies including Financial Horizons Security Corporation and Citicorp Investment Services.

Throughout his career, David Giertz has passed four certifications or examinations, which have propelled him to be a well sought-after financial expert at The passed exams include the Municipal Securities Principal, General Securities Principal Examination, Uniform Securities Agent State Law Examination and General Securities Representative Examination. As a FINRA registered broker, he has served in the capacity of Senior Vice President of Nationwide Financial Distribution and Sales at Dublin-based Nationwide Life Insurance Company.

The Roles of Economists in the Globalized World

Globalization has many aspects of human existence and this included the way we interact in business. This changes have been brought about by several factors that has caused an unavoidable interdependence among nations of the world. As such our economic structures have changed from localized to globalized structure. With the great emphasis on the world’s economy, trained professionals in this particular area have been on high demand and so are courses in the discipline. Christian Broda one of the greatest economist of all time is a very busy man. He has been an economic and financial consultant to many organizations as well as governments. His expertise is highly sought after by many investors who need financial advisory services.

It is important to understand the roles of economist in order to appreciate their functions and importance in the economy. Economists are trained professionals who are equipped with skills to help allocating resources in order of priority. One of the greatest advantage of economists is that they help their client in avoiding unnecessary spending. Most of the world’s resources are wasted due to lack of planning and prudent prioritising. This is what causes the overspills and waste of resources hence hurting the economy. With the help of economies, businesses, individuals, as well as governments are able to stop such spills and save resources from going to waste.

The role of an economist is also to predict future events in regard to the economy. At this point, it is imperative to be understood that almost all aspects of our lives have an effect on the economy. For instance, food and nutrition does not only affect the economy through sales of these products. A healthy nation has higher prospects of having a better economy compared to a starving nation. On this respect, economist are not only interested on the financial or business aspects of the economy but also relevant social aspects. They interrogate past events and trends to be able to predict the future.

Economists are very important in the society because they help in planning of economic resources and factors of production such as land. Without planning, an economy is doomed to fail. Economists understand the meaning of the economic trends and they can tell when a tragedy is imminent hence help in reducing the chances of it to occur. Some of these events are very complex for the ordinary business peoples to understand or predict. However, economist are trained to understand the trends to predict the short and long-term implications on the economy. For the world to maintain a sustainable economic environment, people need to start paying attention to economists. A perfect example is the prediction of the economic meltdown in 2008/2009.

Marketing, Branding And Business Growth: The Work Of Susan McGalla

Marketing and branding are the two components of what sets a business apart from any other business in its niche. The factors that go into marketing and branding encompass the demographic of consumers a business is trying to reach, the advertising means by which they will be reached, and the unique identity that sets the product or service apart from any other in its industry. The marketing side of business is dominated by creative individuals that bring together a vision of what the finished product looks like, the graphical design and logo that represents it, and often a slogan that consumers come to know or think about when they see the product.

While some small businesses combine marketing in with their other operations and make it an all in one function, most large corporations have marketing and PR departments that handle this part of the business. Perhaps the one medium that has been a game changer in the business marketing landscape has been the internet and the means that it affords both small businesses and large corporations to reach out to even larger audiences. With more affordable graphic design tools, video editing software and other creative media solutions, startup businesses have even more of a chance to brand themselves and grow into large enterprises quickly.

When it comes to individuals that take leadership in marketing, Susan McGalla is one of those people and her work in the marketing field of business is becoming widely recognized. Her background is one that has proven that it doesn’t matter what your gender or status quo is, you can succeed if you put your own effort into doing so. All the way from her early age, her parents taught her the virtues of hard work and how she was going to have to earn her way to the top in the world. Susan did just that all the way from completing her education, to her first job with Joseph Home Company. She worked her way from there to the corporate headquarters of American Eagle, where in a few years she became president of the company. She then went from the retail industry into other markets including real estate and healthcare.

McGalla first really took the stage in marketing when she founded P3 Executive Consulting, a marketing firm that gives solutions to businesses looking to grow and evolve their marketing strategies. Among the clients she serves are the NFL’s Pittsburgh Steelers franchise, and as her father was a football coach and her family avid followers of the sport, it stands to reason that she too is pleased to promote the game. She has also spoken at conferences and events in the Pittsburgh area, some of which are aimed at young women entrepreneurs and females getting started in their careers, but also at mixed crowds including the Carnegie Mellon University. Yet even Susan will tell you that even though her accomplishments have broken some of the molds in the workplace, she has never made an issue out of them.

3 Reasons Why It Is Really Fun to Help Others

After reading a story about a father and son tandem, who went around helping the homeless in St. Louis, it got me thinking of why I love to help others. I made a list of three reasons I love it and I think you may too!

1) We are given so much and should want to give back

My mother always told me there are people out there who have it worse than you do. She is right and we should always remember that. As we are blessed in those ways, we should always give to those less fortunate as a way of remembering how well we have it and remaining thankful.

2) It doesn’t cost anything to make a difference

Folks like Brian Torchin agree that, while monetary gifts are popular, the giving of time may be as appreciated, if not more. Almost everyone has a few extra minutes and should give it.

3) It will make you a happier person
I am never happier than when I am helping. As someone who has suffered at times with anxiety and depression, there is nothing that will raise my mood more than making a difference in someone else’s life.