Category Archives: Investor

Stream Cares Reaches out to the Dallas Community

The social responsibility movement is being driven by millennials and companies are quickly delving into corporate social donations in order to garner more clients from different sectors. Numerous corporations have developed strategies that can help them indulge in giving back to the community. One such company is Stream Energy.

Background Information

Stream Energy was formed with the intention of providing clients with gas, energy, and other home services. The firm serves about seven states including New York and Georgia. Its services are available nationwide, and they are easily accessible. It also uses multilevel marketing as the main business model.

The Patch Article

Apart from providing energy services, Stream Energy values corporate social responsibility. A prime example is when Hurricane Harvey attacked Dallas, Texas and companies flocked into the community to support the victims who either lost property or their loved ones in the natural disaster. In an article posted on Patch.com, Stream Energy is issuing its support to the victims of Hurricane Harvey by rallying employees to support their community as well.

Philanthropic Activities

Stream Energy has an independent foundation that offers charity services. Stream Cares was formed to support different charitable foundations that can support the community as well. The organization has also partnered with Habitat for Humanity, a firm that helps families construct new houses alongside repairing existing homes. This organization provides voluntary labor as well as affordable mortgages. It also offers families affordable equity.

More Philanthropic Activities

Additional organizations Stream Energy has worked with include The American Red Cross. It offers emergency assistance and disaster relief to the country. Besides, in 2016, this company became a partner with The Salvation Army. They raised money for victims of the tornado in North Texas. This donation was doubled and the contributions matched by the associates. Moreover, through a partnership with Operation Once in a Lifetime, the organization helped veterans from Dallas. Their families also received this support.

Overview

Perhaps it is also important to note that the company has also supported a lunch event for veterans. Employees served them burgers and steaks in a Texas steakhouse. From the number of philanthropic activities Stream has been involved in, it is clear that it cares for its community.

 

How Stream Energy Takes Action Within the Community in Times of Need

Stream Energy is known for the many services it provides to its customers, which includes not only services for energy, but also for wireless connections and protective home services. This leader in the energy field was recently the topic of an online article that featured its new philanthropic foundation. Known as Steam Cares, this foundation recently stepped up to help victims after Hurricane Harvey created a path of destruction that left many people homeless in the Dallas area.

When Hurricane Harvey hit the southwestern region of the United States it not only delivered 56 inches of rain, it also created devastating effects that destroyed homes as well as people’s lives. The active role Stream Energy took in helping these individuals rebuild their lives is in keeping with the company’s philosophy on philanthropy. As a company that has been contributing to charitable efforts for more than 10 years, it came as no surprise to see them launch their own caring foundation. The new Steam Cares foundation simply formalizes the company’s process of helping.

The process of creating a separate foundation specifically for the purpose of aiding charitable efforts, is something that is relatively new to the corporate world. As the leaders at Stream Energy have seen with the community involvement after the fatal blow struck by Hurricane Harvey, this type of foundation has many benefits. Not only does it allow a company to give back to their community, it also helps them gain the respect of the general public, which could lead to the acquisition of new customers.

The help Stream Energy provided to the community of Dallas after Hurricane Harvey, is just one of a long line of charitable efforts put forth by this company. Stream is currently partnered with Habitat for Humanity and the Red Cross, where it helps stimulate action for giving at the local level. This company also takes action against homelessness in the Dallas area by partnering with an organization known as Hope Supply Co. With a 24 percent increase in the city’s homeless population, Hope Supply helps provide clothing, diapers and school supplies to homeless children.

GreenSky Credit-A Valuable Financial Technology Lender

GreenSky LLC (formerly called GreenSky Trade Credit, LLC) was founded in 2006 as a financial technology organization based in Atlanta. It offers technology services to merchants and banks for making loans to customers. The loans could be for healthcare, home improvement, and solar purposes. GreenSky credit program gets its funding from state-chartered, federal, and federally-insured financial companies. GreenSky credit program has lent about $5 billion from 2012 to 2016.

How does the company operate?

GreenSky company exists among fintech companies such as Lending Club Corporation since it doesn’t spend its capital on loaning processes. The company makes loans available through its GreenSky mobile app to its merchant customers ranging from retailers to self-contractors who deal with items like furniture as well as advancing home services such as window replacement and roofing. GreenSky Credit firm offers other services such as elective medical procedures and the use of credit cards to cater for the enormous projects from its customers. It provides loans to its customers at a fixed period and a fixed interest rate which has contributed to its business expansion.

Capitalization and valuation

The organization was started in 2006. In 2016, the company generated a capital of $50 million and established a lending plan of $2 billion with Cincinnati’s Fifth Third Bancorp. The move led to GreenSky being rated at $3.6 billion, an improvement in its valuation since its 2014 $300 million fund-raising round. The earlier rounds included investors like QED Investors, TPG, Iciniq Capital, Wellington Management, and DST Global.

The valuation of GreenSky Credit in 2016 groups it among the most valued privately owned startups in financial technology. In 2018, the company set its IPO stipulations to 34.09 million stocks at $21-$23.

Employment and management

Currently, the firm has employed at least 1000 staff. The main representatives include;

  • David Zalik- co-founder and CEO since 2006
  • Tim Kaliban- Chief Risk Officer and president
  • Gerry Benjamin- Vice Chairman

An overview of David Zalik

Mr. David Zalik serves as the CEO and Co-Founder of GreenSky, LLC. He is also the Chairperson of the Board of Directors. Mr. Zalik has also co-founded other organizations like Phoenix, LLC, The Rockbridge Commercial Bank, and The Resource Institute. At RockBridge Commercial Bank, David Zalik was a Director. He worked in the Board of Directors on the Marcus Community Center, Hands on Atlanta, and the Jewish Federation of Greater Atlanta.

Mr. David Zalik is a qualifier for 2016 Entrepreneur of the Year. Other awards he won include;

  • 2000- Abe Schwartz Young Leadership Award
  • 2003- Catalyst Year’s Entrepreneur Award

https://en.wikipedia.org/wiki/GreenSky

Adam Milstein- Philanthropist and Author

Anti-Semitism is one of the greatest threat that faces the Jews. The hate against Jews has been a huge problem especially in the Middle East where radicals feel the Jewish State of Israel is occupying their land illegally. Anti-Semitism has also been used as a tool of oppression against the Jews. It contributed to the Holocaust- one of the worst occurrences in the history of the Jewish Community. Radical Muslims and the radical left have mainly propagated this hate. Lately, it seems to be also a thing for radical rights. The three groups have different beliefs, values, and ideologies but they seem to be brought together by hate and bigotry they have against the Jews. It is interesting that radical left has turned a blind eye to the bigoted ideas of the radical Muslims and have decided to work closely with now.

Radical Muslims stand for everything the radical left does not subscribe. Radical Muslims are all about themselves. From treatment of minorities and women to their belief in the superiority of their religion, they seem to be against anything related to the West. To them, Israel is an oppressor targeting Muslims. They believe, the Jews are the cause of all the problems that face the Middle East and the only solution to the problems is eliminating the Jews.

The alliance between the radical Muslims and radical left’s seems to be gaining momentum even in the west with any anti-Jews movements being established especially among college and university students. The anti-Jews crusaders are operating a movement known as BDS. The movement is advocating for alienation of Israel by boycotting anything that is from the country. There have been some boycotts for Israeli goods and services in European countries. This article is recapped from the work of Jewish philanthropist and an advocate of war against anti-Semitism Adam Milstein.

Adam Milstein

Adam Milstein is a philanthropist, a Jewish community leader and an author with various Jewish publications. He lives in the United States where he operates a real estate business. He is a passionate supporter of Jewish initiatives and advocates for a strong generation of Jews who will combat the challenges of anti-Semitism. Adam Milstein spends most of his time now in philanthropy and advocating for Jews rights to be respected. He has authored numerous articles exposing anti-Semitism activities around the world, and especially in the west.

http://blogs.timesofisrael.com/author/adam-milstein/

Adam Milstein’s Video Competition’s Stories Of Israel And Its Place In The World

Adam Milstein has used a variety of ways to promote Jewish sovereignty and tell the stories of those who make big differences in today’s world, and one of the ways he’s done so is through social media-based video competitions. He hosted a competition not long ago known as Inspired by Israel which had hundreds of contestants from all over the world who created videos of people in Israel doing big things. The committee that Adam Milstein headed selected 10 finalists all of whom received cash prizes with the top winner getting an $8,000 prize. The winner this last year was a video titled “The Immigrant” which detailed someone’s journey to Israel in which he changed his antisemitic views to that of someone who fully supported Israel. Milstein and several other Jewish leaders mentioned this video in the Jerusalem Post and even the mayor of Jerusalem was very pleased with it.

Adam Milstein has had ties on both the conservative right and liberal left as an activism, but he says political affiliation should not matter. The most important thing he says is to support the nation of Israel even if you don’t agree with all of their ways of gaining peace. But Milstein is 100% behind them and as a young man he fought in the nation’s military during the 1973 Yom Kippur War. After the war, he completed both his undergraduate and master’s degrees and decided to make money in real estate. Milstein is one of three managing partners at Hager Pacific Properties which has an extensive list of commercial properties totaling in the billions.

Adam Milstein founded the Milstein Family Foundation with three cornerstones in active philanthropy, path life impact and philanthropic synergy. As part of these cornerstones, the Milsteins support each partner group of the foundation not only financially, but also with their own personal involvement. They also strive to bring in a variety of community leaders into the conversation about Jewish-Americans and their relationship to Israel and the US political process. The Milsteins also want families to teach their children about the importance of Jewish history and the Hebrew language, and one tool that is used to do that are books about Jewish culture published at Sifriyat Pijama B’America.

www.adammilstein.org/

Ted Bauman Offers a Thief-Proof Strategy to Preserve Your Personal Information

Ted Bauman Offers a Thief-Proof Strategy to Preserve Your Personal Information

These days, bad guys act like it’s their right to enjoy a happy lifestyle by stealing law-abiding individuals’ personal information. The latest tactics of thieves continue to grow by the minute. Thankfully, Ted Bauman offers a thief-proof strategy to preserve your personal information.

So, here we have this movie illustrating how homeowners set up a safe system to protect their gold. Thus, disguised robbers as fake painters used explosives to take the valuable metal. Well, the owners of the safe had designed a structure that would cause the possessions becoming useless if the safe wound up into the wrong hands.

Furthermore, gold is worthwhile, but you should guard a more highly-priced item against thieves, which is your personal information. Many organizations look forward to making use of your private material. And, who is to say any system can keep your data from being compromised?

Therefore, you will need to do better than trust the card’s magnetic strip as protection at an ATM. Even more, secure your information records to a hard drive — which you should place inside a water-fire proof strongbox. Apparently, a burglar might fail to come across a small safe; even so, you have no guarantees.

By copying your data to the Cloud is an excellent recommendation to saving your documents. As well, you should make your information theft-proof by encryption on both the computer and in the cloud. Furthermore, keep in mind your sensitive information is as valuable as the physical property. Read This Article to learn more.

Ted Bauman underscores the concept we live in a digital age. And, cybercriminals will go to extremes in breaking into your computers for access to valuable private data — beware that file encryption is critical. From working experience, Mr. Bauman realizes the saying; knowledge is power. Furthermore, he makes it his responsibility to advise people with the most-recent news and essential tips for financial choices.

The Bauman Letter Editor is a Washington, D.C. native who further became a South African immigrant. Ted Bauman served various positions for over 25 years in Africa’s tropical country. Most of his traveling experience was through Europe, Asia, and the African continent. Bauman held degrees in History and Economics which he earned from the University of Cape Town.

Ted eventually came back to the United States and worked for International Housing Programs where Atlanta, Georgia was the central office. In this position, he experienced more traveling adventure such as the Caribbean and Latin America. After a while, Ted Bauman moved on from Habitat for Humanity International to begin his vocation as a writer and researcher. Learn more: https://www.dailyforexreport.com/ted-bauman-scalability-looms-bitcoins-biggest-problem/

 

Investor Paul Mampilly has some bad news for Apple stocks

Paul Mampilly is one of the people who takes his time to write about the way he sees the stock markets. Recently he has given his opinion about the Apple stocks. He has predicted that in 2018, the value will go down. Although this is a thing that has not happened in many years, it is bound to happen this year since the company has failed to be innovative, it has failed to maintain its competitive edge by introducing products that are fresh to the customers.

The company has lately been releasing the same products only with little modifications. This is the thing that is not going down well with the customers of this company. For instance, they have recently released iPhone X. this is just another phone that is a modification of iPhone 8. Customers including the co-founder of the company, have opined that they prefer the iPhone 8 over the iPhone X. There is nothing that is so exciting about is new products.

When a company faces such a daunting task, there can only be one prediction; the company will struggle to expand its market worth. As Mampilly has already predicted, Apple will struggle to maintain its competitive edge if it does not do something about it. Customers will start looking for alternatives which are not good news for the company.

Paul Mampilly describes those who have been investing in the company lately as people who are still living in the shadows of its founder Steve Jobs. They need to realize that the days of Steve Jobs are gone. He is no longer in the company, and for the first time, it will experience the impact he had in the company.

It is now seven tears after the death of Steve, and the company has not managed to introduce even a single new line of product. It is still producing devices that had been introduced by Steve Jobs. This will impact the company badly since we are going to see customers develop monotony over their products. This will drive the prices down, and the company will lose its competitive edge.

Paul also predicts the company is facing a hard time in the future after it was alleged that it is releasing updates meant to slow the older device down so that users can buy new ones.

About Paul Mampilly

Paul Mampilly is an investor with clout in the financial industry. He has accomplished what many investors have not. He retired at the age of 40 after he made enough money from the stock markets as a hedge fund manager. He is now more concerned in training investors on how to invest in the financial markets.

To know more visit @: forexvestor.com/profits-unlimited-review

Ted Bauman, hero writer for the everyday people

Atlanta, Georgia resident and financial writer Ted Bauman is on a mission to help people get the resources they need. He has worked with Slum Dwellers and has helped 14 million people in 35 different countries all over the world. He has lived in the United States and also South Africa. Mr. Bauman was born in Washington D.C. but raised in Maryland. Ted received a BS in Business Administration in 1993. He also went to Georgia State University and Cape Town University.

As for companies Ted Buman has worked for the list is extensive. At Electrotek Concepts as Fulfillment Specialist. He has worked for MEAG Power as a Senior Economic Services Analyst/Bulk Power Marketer MEAG Power. He has worked in managerial and high ranking positions at Mirant, SouthStar Energy Services, ABB Enterprise Software, Sapient, and The Structure Group. Now he writes his heart out with his newsletters at Banyan Hill Publishing when he joined forces with them in 2013. His most popular and well known newsletter The Bauman Letter where he writes about making everyday people not only wealthy, but to keep their money protected by government agencies and greedy corporations. Ted Bauman also is an editor for Plan B Club and Alpha Stock Alert. Not only has the successful businessman and writer help people all over the world, but he has traveled of over 75 countries! Some of these include the Caribbean, Africa, parts of Asia, Europe, and Latin America. You can get a real taste about the world’s conditions by just visiting there. Mr. Bauman lived and has a 25 year career in South Africa.

Learn more at Seeking Alpha about Ted Bauman

As a writer Ted needs to make his stories compelling and utilize his real life experiences to draw conclusions. His best writing takes place in the early morning and not being interrupted is crucial for him. He ends work at 5pm, when most people end their work days. As a youth he worked some not fun jobs back in the day. Ted Bauman worked minimum wage jobs as a busboy, as gas stations, at Burger King, and at McDonalds. Although these jobs were very hard work and often degrading, he learned a lot of important lessons from them like what it takes for most people to make a living. You really have to put up with a lot to barely make ends meet. It is probably a huge reason now why Mr. Bauman helps these people get ahead. Read more: https://twitter.com/TedBaumanGuru

 

David Giertz Shares Insights on Retirement Planning and Social Security

David Giertz, the President of Nationwide’s Financial Distributors has an explanation as to why financial advisers are not talking to their clients about Social Security, and what it means to the consumer. In an interview with Veronica Dagher, a columnist and wealth adviser for the Wall Street Journal, David Giertz brought up an interesting issue with Social Security and retirement plans. Advisers don’t always talk to their clients about Social Security because of the depth of rules, and the consequences of ignoring Social Security with their clients are unfavorable.

What are the effects of financial advisers ignoring Social Security? The most noticeable is people simply leaving their advisers to find one that does talk about Social Security. David Giertz explains that in a study performed by the Nationwide Financial Retirement Institute, the majority of consumers who are retired, and those ten years from retirement have advisers that do not talk to them about Social Security. Four out of five consumers also reported that they would leave their current financial adviser because of this lack of communication.

So why do financial advisers ignore Social Security in the first place? David Giertz explains that “the Social Security handbook has over 700 rules. That’s a lot to comprehend, it’s very complex.” Giertz also emphasized the importance of Social Security being implemented properly, as it can make up to 40 percent of a retirement planning process. Social Security has the potential to play a major role in a retirement plan.

David Giertz has been in the financial industry for over 30 years. He started in 2004, where Giertz lead the Financial Institutions Bank channel. Revenue grew six and a half billion dollars during his time there. He is now the Nationwide Financial president. Succeeding in his career to where he is today, Giertz has also been involved in community organizations.

David Giertz has been a chairman of the Board of Trustees and the Budget and Finance committee of Milliken University. Milliken University is the national leader in performance learning. They value the commitment to the discovery of knowledge, and advancement of the greater good.

Find out more about David Giertz: https://thebrotalk.com/investing/even-bros-retire-ohio-investment-advisor-david-giertz-ideas-get-prepared/